Bank of Baroda FD Interest Rates: Highlights 2023
| Highest slab rate | 7.25% p.a. (for 399 days) |
| For 1 year | 6.75% p.a. |
| For 2 years | 6.75% p.a. |
| For 3 years | 7.05% p.a. |
| For 4 years | 6.50% p.a. |
| For 5 years | 6.50% p.a. |
| Tax-Saving FD | 6.50% p.a. |
Note: Rates as of 31st July 2023
BoB FD Interest Rates
Bank of Baroda FD rates on Domestic/NRO Deposits of less than Rs. 2 Crore (with premature withdrawal facility) w.e.f. 12 May 2023
| Tenure | Interest Rates (%) p.a. | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 3.00 | 3.50 |
| 15 days to 45 days | 3.00 | 3.50 |
| 46 days to 90 days | 4.50 | 5.00 |
| 91 days to 180 days | 4.50 | 5.00 |
| 181 days to 210 days | 5.25 | 5.75 |
| 211 days to 270 days | 5.75 | 6.25 |
| 271 days & above and less than 1 year | 5.75 | 6.25 |
| 1 year | 6.75 | 7.25 |
| Above 1 year to 400 days | 6.75 | 7.25 |
| Above 400 days and up to 2 years | 6.75 | 7.25 |
| Above 2 years and up to 3 years | 7.05 | 7.55 |
| Above 3 years and up to 5 years | 6.50 | 7.15* |
| Above 5 years and up to 10 years | 6.50 | 7.50** |
| 399 days (Baroda Tiranga Plus Deposit Scheme) | 7.25 | 7.75 |
Notes:
- Additional senior citizen rates (50 bps) is applicable to resident Indian senior citizens only
- *Additional interest rate: 0.50% + 0.15%
- **Additional interest rate: 0.50% + 0.50%
Baroda Tax Savings Fixed Deposit w.e.f. 12 May 2023
| Tenure | Interest Rate for Regular Individuals | Interest Rates for Senior Citizens |
| For 5 years | 6.50% | 7.15%* |
| Above 5 years to up to 10 years | 6.50% | 7.50%** |
Note:
- Additional senior citizen rates is applicable to resident Indian senior citizens only
- *Additional interest rate: 0.50% + 0.15%
- **Additional interest rate: 0.50% + 0.50%
Bank of Baroda NRI FD Interest Rates
Bank of Baroda NRE FD Interest Rates on deposits less than Rs. 2 Crore (with premature withdrawal facility) w.e.f. 12 May 2023
| Tenure | Interest Rate (%) |
| 1 year | 6.75 |
| Above 1 year to 400 days | 6.75 |
| Above 400 days to 2 years | 6.75 |
| Above 2 years to 3 years | 7.05 |
| Above 3 years to 5 years | 6.50 |
| Above 5 years to 10 years | 6.50 |
| 399 Days (Baroda Tiranga Deposit Plus Scheme ) | 7.25 |
Bank of Baroda FD Interest Rates on FCNR (B) deposits w.e.f. 16 July 2023 to 15 August 2023
| Tenure/Currency | Interest Rates (% p.a.) | ||||
| USD | GBP | EUR | AUD | CAD | |
| 1 year to less than 2 years | 5.00 | 4.25 | 1.50 | 3.60 | 4.30 |
| 2 years to less than 3 years | 3.95 | 2.35 | 1.50 | 3.50 | 4.10 |
| 3 years to less than 4 years | 3.80 | 2.45 | 1.50 | 3.00 | 3.85 |
| 4 years to less than 5 years | 3.85 | 2.45 | 1.50 | 3.00 | 3.70 |
| 5 years | 3.90 | 2.45 | 1.50 | 3.00 | 3.60 |
Bank of Baroda Credit Card Against FD
Bank of Baroda Credit Card against FD is a facility provided by the lender to enable its existing depositors avail credit cards. The lender offers Bank of Baroda Credit Card against FD to its depositors against the security of their ongoing fixed deposit with the bank. The Bank of Baroda Prime Credit Card, a lifetime free Bank of Baroda Credit Card against FD, is issued to the applicants without income proof. Here are the top features of Bank of Baroda Prime Credit Card:
| Particulars | Prime |
| Minimum FD | Rs. 15,000 |
| Joining Fee | NIL |
| Annual Fee | NIL |
| Add on Card Fee | NIL |
| Finance Charges | 39% APR (annual percentage rate) |
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