Bank of India (BOI) Term Deposit Rates: Less than Rs. 2 crore
| Tenure | Interest rate for general public (p.a.) | Interest rate for senior citizens (p.a.) |
|---|---|---|
| 7 days to 14 days | 2.85% | 2.85% |
| 15 days to 30 days | 2.85% | 2.85% |
| 31 days to 45 days | 2.85% | 2.85% |
| 46 days to 90 days | 3.85% | 3.85% |
| 91 days to 179 days | 3.85% | 3.85% |
| 180 days to 269 days | 4.35% | 4.85% |
| 270 days to less than 1 year | 4.35% | 4.85% |
| 1 year and above to less than 2 years | 5.00% | 5.50% |
| 2 years and above to less than 3 years | 5.05% | 5.55% |
| 3 years and above to less than 5 years | 5.05% | 5.55% |
| 5 years and above to less than 8 years | 5.05% | 5.55% |
| 8 years and above to 10 years | 5.05% | 5.55% |
Note: The interest rates are applicable w.e.f. from 1 November 2021.
Bank of India Bulk Term Deposit Interest Rates
| Tenure | Rs.2 crore to less than Rs.10 crore |
|---|---|
| 7 days to 14 days | 3.00% |
| 15 days to 30 days | 3.00% |
| 31 days to 45 days | 3.00% |
| 46 days to 90 days | 3.20% |
| 91 days to 179 days | 3.25% |
| 180 days to 269 days | 3.25% |
| 270 days to less than 1 year | 3.25% |
| 1 year and above to less than 2 years | 3.50% |
| 2 years and above to less than 3 years | 3.50% |
| 3 years and above to less than 5 years | 3.50% |
| 5 years and above to less than 8 years | 3.50% |
| 8 years and above to 10 years | 3.50% |
Note: The interest rates are applicable w.e.f. from 1 November 2021.
Bank of India (BOI) Tax Saving FD Rates – Star Sunidhi Tax Saving Deposit Scheme
| Tenure | FD rates for General Public (p.a.) | FD Rates for Senior Citizens (p.a.) |
|---|---|---|
| 5 years to 10 years | 5.05% | 5.55% |
Bank of India (BOI) NRI FD Rates
Interest Rate for NRO Deposits of Less than Rs.2 crore
| Tenure | Interest rate for general public (p.a.) | Interest rate for senior citizens (p.a.) |
|---|---|---|
| 7 days to 14 days | 2.85% | 2.85% |
| 15 days to 30 days | 2.85% | 2.85% |
| 31 days to 45 days | 2.85% | 2.85% |
| 46 days to 90 days | 3.85% | 3.85% |
| 91 days to 179 days | 3.85% | 3.85% |
| 180 days to 269 days | 4.35% | 4.85% |
| 270 days to less than 1 year | 4.35% | 4.85% |
| 1 year and above to less than 2 years | 5.00% | 5.50% |
| 2 years and above to less than 3 years | 5.05% | 5.55% |
| 3 years and above to less than 5 years | 5.05% | 5.55% |
| 5 years and above to less than 8 years | 5.05% | 5.55% |
| 8 years and above to 10 years | 5.05% | 5.55% |
Note: The interest rates are applicable w.e.f. from 1 November 2021.
BOI Interest Rate for NRE Deposits
| Tenure | Deposits less than Rs.2 Cr | Rs.2 Cr & above but less than Rs.10 Cr |
|---|---|---|
| 1 year to less than 2 years | 5.00% | 3.50% |
| 2 years to less than 3 years | 5.05% | 3.50% |
| 3 years to less than 5 years | 5.05% | 3.50% |
| 5 years to less than 10 years | 5.05% | 3.50% |
| 8 years to 10 years | 5.05% | 3.50% |
Note: The interest rates are applicable w.e.f. from 1 November 2021.
Bank of India FCNR (B) Interest Rates
The BOI Foreign Currency Non to Resident (Bank) Deposit interest rates* for corresponding foreign currency** can be found below:
| Tenure | FCNR (B) FD rates (per annum) | |||||
|---|---|---|---|---|---|---|
| GBP | JPY | USD | EUR | CAD | AUD | |
| 1 year to less than 2 years | 0.79 | 0.49 | 0.92 | 0.00 | 1.07 | 0.61 |
| 2 years to less than 3 years | 0.94 | 0.49 | 1.04 | 0.02 | 1.31 | 0.71 |
| 3 years to less than 4 years | 1.05 | 0.49 | 1.24 | 0.06 | 1.52 | 0.91 |
| 4 years to less than 5 years | 1.12 | 0.49 | 1.42 | 0.11 | 1.68 | 1.07 |
| 5 years | 1.17 | 0.49 | 1.55 | 0.16 | 1.79 | 1.26 |
Note: The interest rates are applicable w.e.f. from 1 November 2021.
*GBP to Pound Sterling, USD to US Dollar, CAD to Canadian Dollar, JPY to Japanese Yen and AUD to Australian Dollar.
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