Bank of India FD Interest Rates (p.a.) Highlights
|
| Highest slab rate |
7.25% (for 400 days) |
| For 1 year |
6.00% |
| For 2 year |
6.75% |
| For 3 year |
6.50% |
| For 4 year |
6.50% |
| For 5 year |
6.00% |
| Tax-Saving FD |
6.00% |
Note: Rates as of 31st July 2023
Bank of India FD Interest Rates
Bank of India FD Interest rates of Domestic/NRO Deposits of less than Rs 2 crore w.e.f. from 28 July 2023
| Tenure |
Interest Rates (% p.a.)
|
| Regular Citizens |
Senior Citizens |
Super Senior Citizens |
| 7 days to 14 days |
3.00 |
3.00 |
3.00 |
| 15 days to 30 days |
3.00 |
3.00 |
3.00 |
| 31 days to 45 days |
3.00 |
3.00 |
3.00 |
| 46 days to 90 days |
4.50 |
4.50 |
4.50 |
| 91 days to 179 days |
4.50 |
4.50 |
4.50 |
| 180 days to 269 days |
5.00 |
5.50 |
5.65 |
| 270 days to less than 1 year |
5.50 |
6.00 |
6.15 |
| 1 year |
6.00 |
6.50 |
6.65 |
| Above 1 year to 399 days |
6.00 |
6.50 |
6.65 |
| 400 days (monsoon deposit) |
7.25 |
7.75 |
7.90 |
| 401 days to less than 2 years |
6.00 |
6.50 |
6.65 |
| 2 years to less than 3 years |
6.75 |
7.25 |
7.40 |
| 3 years to less than 5 years |
6.50 |
7.25 |
7.40 |
| 5 years to less than 8 years |
6.00 |
6.75 |
6.90 |
| 8 years to 10 years |
6.00 |
6.75 |
6.90 |
Notes: 1. *Minimum deposit Rs 1 lakh
2. Additional 50 bps is offered to senior citizens and 65 bps is offered to super senior citizens on tenors 6 months and above
3. Senior citizens are offered additional premium of 25 bps, over and above the existing 50 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 75 bps.
4. Super senior citizens are offered an additional premium of 25 bps, over and above the existing 65 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 90 bps.
Bank of India FD Interest Rates for Tax Saver Deposit (Star Sunidhi Tax-Saving Deposit Scheme)
| Tenure |
Interest Rates (% p.a.)
|
| Regular Citizens |
Senior Citizens |
Super Senior Citizens |
| 5 years to less than 8 years |
6.00 |
6.75 |
6.90 |
| 8 years to 10 years |
6.00 |
6.75 |
6.90 |
Bank of India FD Interest rates for Domestic/NRO Deposits of Rs 2 crore to less than Rs 10 crore w.e.f. 28 August 2023
| Tenure |
Interest rates for Regular Citizens (%) p.a.
|
| 7 days to 14 days |
4.50 |
| 15 days to 30 days |
4.50 |
| 31 days to 45 days |
4.50 |
| 46 days to 90 days |
4.75 |
| 91 days to 179 days |
5.25 |
| 180 days to 269 days |
5.40 |
| 270 days to less than 1 year |
5.40 |
| 1 year |
7.00 |
| Above 1 year to 399 days |
7.00 |
| 400 days (monsoon deposit) |
7.00 |
| 401 days to less than 2 years |
7.00 |
| 2 years to less than 3 years |
4.50 |
| 3 years to less than 5 years |
4.50 |
| 5 years to less than 8 years |
4.50 |
| 8 years to 10 years |
4.50 |
Bank of India NRI FD Rates
Bank of India NRE (Non-Resident External) Fixed Deposit Interest Rates
| Maturity |
Interest Rates (% p.a.) |
| For deposits of less than Rs 2 crore(w.e.f. 28 July 2023) |
For deposits of Rs 2 crore & above but less than Rs 10 crore(w.e.f. 28 July 2023) |
| 1 year |
6.00 |
7.00 |
| Above 1 year to 399 days |
6.00 |
7.00 |
| 400 days (monsoon deposit) |
7.25 |
7.00 |
| 401 days to less than 2 years |
6.00 |
7.00 |
| 2 years to less than 3 Years |
6.75 |
4.50 |
| 3 years to less than 5 years |
6.50 |
4.50 |
| 5 years to less than 8 years |
6.00 |
4.50 |
| 8 years and above to 10 years |
6.00 |
4.50 |
FCNR (B) Fixed Deposit Interest Rates w.e.f. 28 July 2023
| Tenure |
Interest Rates (% p.a.) |
| USD |
GBP |
EUR |
JPY |
CAD |
AUD |
| 1 year to less than 2 years |
5.35 |
4.75 |
2.50 |
0.55 |
0.99 |
3.60 |
| 2 years to less than 3 years |
4.00 |
2.50 |
0.21 |
0.55 |
2.05 |
1.42 |
| 3 years to less than 4 years |
3.35 |
2.55 |
0.36 |
0.54 |
2.27 |
1.78 |
| 4 years to less than 5 years |
3.25 |
2.60 |
0.46 |
0.55 |
2.33 |
2.05 |
| 5 years |
3.15 |
2.60 |
0.52 |
0.56 |
2.34 |
2.17 |
RFC Fixed Deposit Interest Rates w.e.f. 28 July 2023
| Tenure |
Interest Rates (% p.a.) |
| USD |
GBP |
| 1 year to less than 2 years |
5.35 |
4.75 |
| 2 years to less than 3 years |
4.00 |
2.50 |
| 3 years |
3.35 |
2.55 |
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