DCB Bank FD Interest Rates

DCB Bank FD Rates 2022

Resident Indian Fixed Deposit Interest Rates (with effect from 21st December, 2022)
TenureDeposit Interest Rate
(percent per annum)
Effective Annualised Yield (% per annum) *Rate for Senior Citizens (% per annum)Effective Annualised Yield (% per annum) *
Single Deposit of less than INR 2 Cr.
7 days to 14 days3.75%3.75%4.25%4.25%
15 days to 45 days3.75%3.75%4.25%4.25%
46 days to 90 days4.00%4.00%4.50%4.50%
91 days to less than 6 months4.75%4.75%5.25%5.25%
6 months to less than 12 months6.25%6.34%6.75%6.86%
12 months7.25%7.45%7.75%7.98%
More than 12 months to less than 15 months7.25%7.45%7.75%7.98%
15 months to less than 18 months7.25%7.52%7.75%8.06%
18 months to less than 700 days7.50%7.94%8.00%8.50%
700 days7.50%7.94%8.00%8.50%
More than 700 days to less than 36 months7.85%8.67%8.35%9.28%
36 months 7.85%8.76%8.35%9.38%
More than 36 months to 60 months7.60%9.14%8.10%9.86%
More than 60 months to 120 months7.60%11.23%8.10%12.30%
Interest Rates for Domestic NON CALLABLE RETAIL Deposits (With effect from 21stDecember, 2022)
TenureDeposit NON CALLABLE Interest rate (%per annum) for single deposit of INR 25 Lakh to less than  INR 2 Cr.
Non – Callable
12 months7.75%
More than 12 months to less than 15 months7.75%
15 months to less than 18 months8.00%
18 months to less than 700 days8.00%
700 days8.00%
More than 700 days to less than 36 months8.05%
36 months8.05%
More than 36 months to 60 Months8.05%
Interest Rates for Domestic / NRO / NRE** Bulk Deposits (with effect from 10th October, 2022)
TenureDeposit Interest rate (%per annum) for single deposit of INR2 Cr. to less than  INR 5 Cr.
RegularNon – Callable
7 days to 14 days3.00%
15 days to 30 days3.25%
31 days to 45 days3.50%
46 days to 60 days3.75%
61 days to 89 days4.10%
90 days6.50%
91 days to 119 days6.75%6.85%
120 days6.75%6.85%
121 days to less than 6 months6.80%6.95%
6 months to less than 7 months6.80%6.95%
7 months to less than 9 months6.90%7.05%
9 months to less than 12 months7.00%7.15%
12 months7.10%7.15%
More than 12 months to less than 15 months7.10%7.15%
15 months to less than 18 months7.10%7.15%
18 months to less than 24 months7.10%7.15%
24 months7.10%7.15%
More than 24 months to 36 months7.10%7.15%
More than 36 months to 60 Months6.50%6.65%
More than 60 months to 120 Months6.50%
Interest Rates for Domestic / NRO / NRE** Bulk Deposits (with effect from 26th December, 2022)
TenureDeposit Interest rate (%per annum) for single deposit of INR5 Cr. to less than INR 10 Cr.)
RegularNon – Callable
7 days to 14 days3.00%
15 days to 30 days3.25%
31 days to 45 days3.50%
46 days to 60 days3.75%
61 days to 89 days4.10%
90 days6.50%
91 days to 119 days6.75%6.85%
120 days6.75%6.85%
121 days to less than 6 months6.80%6.95%
6 months to less than 7 months6.80%6.95%
7 months to less than 9 months6.90%7.05%
9 months to less than 12 months7.00%7.15%
12 months8.10%8.20%
More than 12 months to less than 15 months8.10%8.20%
15 months to less than 18 months8.10%8.20%
18 months to less than 24 months8.10%8.20%
24 months8.10%8.20%
More than 24 months to 36 months8.10%8.20%
More than 36 months to 60 months6.50%6.65%
More than 60 months to 120 Months6.50%
Interest Rates for Domestic / NRO / NRE** Bulk Deposits (with effect from 26th December, 2022)
TenureDeposit Interest rate (%per annum) for single deposit of INR 10 Cr. and above)
RegularNon – Callable
7 days to 14 days3.00%
15 days to 30 days3.25%
31 days to 45 days3.50%
46 days to 60 days3.75%
61 days to 89 days4.10%
90 days6.50%
91 days to 119 days6.75%6.85%
120 days6.75%6.85%
121 days to less than 6 months6.80%6.95%
6 months to less than 7 months6.80%6.95%
7 months to less than 9 months6.90%7.05%
9 months to less than 12 months7.00%7.15%
12 months8.10%8.20%
More than 12 months to less than15 months8.10%8.20%
15 Months to less than 18 months8.10%8.20%
18 months to less than 24 months8.10%8.20%
24 months8.10%8.20%
More than 24 months to 36 months8.10%8.20%
More than 36 months to 60 months6.50%6.65%
More than 60 months to 120 Months6.50%
Penalty for Premature Closure of Resident Deposits
Size of Deposit7 – 13 days14 – 29 days30 days & above
Less than INR 2 croreNo Interest0.50% less than the applicable rate0.50% less than the applicable rate
INR 2 crore and aboveNo InterestNo Interest2% less than the applicable rate
Important Terms and Conditions
Rates of Interest are subject to revision without notice
There is no additional benefit to NR Senior Citizen
Bank Treasury approval is required for “interest rate quotes and booking” for single deposit of Rs.2 Cr. and above
*Annualised yield is calculated on the assumption of quarterly compounding frequency and for highest tenure in each slab
**Minimum tenor for NRE fixed deposit is 12 months.
Non callable deposits cannot be closed by the depositor before expiry of the term of such deposit.
No additional rate of Interest for Senior Citizen is applicable on Bulk Fixed Deposits and Non Callable Retail Fixed Deposits

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