HDFC Bank FD Interest Rates.

HDFC Bank Regular FD Rates

From April 6, 2022 onwards, HDFC Bank will offer a 2.50 percent interest rate on deposits maturing in 7 to 29 days to the general public. The regular interest rate on term deposits maturing in 30 to 90 days will be 3%. On deposits maturing in 91 days to 6 months, HDFC Bank is giving a 3.50 percent interest rate. The bank will now provide a 4.40 percent interest rate on term deposits maturing in 6 months 1 day – 9 months and 9 months 1 day to less than 1 year.

On deposits maturing in 1 year and 1 year 1 day – 2 years, regular customers will now get a 5.10 percent interest rate, up from 5% previously. On deposits maturing in two years, one day to three years, three years, one day to five years, and five years, one day to ten years, the interest rates applicable are 5.20%, 5.45% and 5.60% respectively.

Tenors Interest Rate (per annum)
7 – 14 days 2.50%
15 – 29 days 2.50%
30 – 45 days 3.00%
46 – 60 days 3.00%
61 – 90 days 3.00%
91 days – 6 months 3.50%
6 months 1 day – 9 months 4.40%
9 months 1 day to less than 1 Year 4.40%
1 Year 5.10%
1 year 1 day – 2 years 5.10%
2 years 1 day – 3 years 5.20%
3 years 1 day- 5 years 5.45%
5 years 1 day – 10 years 5.60%
Source: Bank Website. Applicable from 6th April 2022

HDFC Bank FD Rates For Senior Citizens

Senior citizens will continue to get an additional rate of 0.50% on their deposits of less than Rs 2 Cr maturing in 7 days to 5 years and they are also eligible to get an additional premium of 0.25% over and above the existing premium of 0.50% on deposits maturing in 5 (five) years one day to 10 years. HDFC Bank’s Senior Citizen Care FD was recently extended until September 30, 2022. Senior citizens can earn a higher interest rate of 75 basis points (0.75 percent) on long-term deposits of 5 to 10 years with the Senior Citizen Care FD.

Tenors Interest Rate (per annum)
7 – 14 days 3.00%
15 – 29 days 3.00%
30 – 45 days 3.50%
46 – 60 days 3.50%
61 – 90 days 3.50%
91 days – 6 months 4.00%
6 months 1 day – 9 months 4.90%
9 months 1 day to less than 1 Year 4.90%
1 Year 5.60%
1 year 1 day – 2 years 5.60%
2 years 1 day – 3 years 5.70%
3 years 1 day- 5 years 5.95%
5 years 1 day – 10 years 6.35%
Source: Bank Website. Applicable from 6th April 2022
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