IFSC Codes

IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.

What is IFSC?

IFSC stands for Indian Financial System Code. It is a 11-digit alpha-numeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. The IFSC code helps to transfer money using RTGS, NEFT or IMPS method. The first 4 digits of the IFSC represent the bank and last 6 characters represent the branch. The 5th character is zero.IFSC CODE

What is MICR?

MICR is an acronym for Magnetic Ink Character Recognition which is a technology used in the banking industry in printing the MICR codes. A MICR code is a 9-digit code that uniquely identifies a bank and a branch participating in an Electronic Clearing System (ECS). The first 3 digit of the code represents the city code, the middle ones represent the bank code and last 3 represents the branch code. One can locate the MICR code at the bottom of a cheque leaf, next to the cheque number. It is also normally printed on the first page of a bank savings account passbook.IFSC CODE

What is the use of MICR Code?

MICR Code is used in the processing of cheques by machines. This code enables faster processing of cheques. One is required to mention the MICR code while filing up various financial transaction forms such as s investment forms or SIP form or forms for transfer of funds etc.

What is cheque number?

A cheque number is a 6-digit number uniquely assigned to each cheque leaf. It is written on the left-hand side at the bottom of the cheque. It is advisable to check i.e. count and check the number on each cheque leaf in a new cheque book when you receive it from the bank. This is to ensure that no cheque is missing from the cheque book. Ideally, you should record the transaction you have used each cheque leaf for in the transaction record slip attached at the start or end of a cheque book. In this record, you should mention the cheque number, date of cheque, amount and payee.

Where is the MICR number on a cheque?

A MICR number on the cheque is written at the bottom of the cheque, on the right-hand side of the cheque number.

Here is the list of All Banks IFSC Codes.

A

Abu Dhabi Commercial Bank
Abhyudaya Cooperative Bank
Akola District Central Co-Operative Bank
Allahabad Bank
Almora Urban Co-Operative Bank ltd
Andhra Bank
Andhra Pragathi Grameena Bank
Apna Sahakari Bank Ltd
Australia and New Zealand Banking Group Ltd
Axis Bank

B

Bank of America
Bank of Bahrein and Kuwait
Bank of Baroda
Bank of Ceylon
Bank of India
Bank Internasional Indonesia
Bank of Maharashtra
Bank of Tokyo Mitsubishi UFJ Ltd
Barclays Bank
Bassein Catholic Co-Op Bank Ltd
Bharatiya Mahila Bank Ltd
BNP Paribas Bank

C

Commonwealth Bank of Australia
Canara Bank
Capital Local Area Bank Ltd
Catholic Syrian Bank
Central Bank of India
Chinatrust Commercial Bank
CITI Bank
Citizen Credit Cooperative Bank
City Union Bank Ltd
Corporation Bank
Credit Agricole Corporate and Investment Bank
Credit Suisse AG

D

DBS Bank Ltd
Dena Bank
Deutsche Bank
Development Credit Bank Ltd
Dhanlaxmi Bank Ltd
DICGC
Dombivli Nagari Sahakari Bank Ltd

F

Firstrand Bank Ltd

G

Gopinath Patil Parsik Janata Sahakari Bank
Gurgaon Gramin Bank Ltd

H

HDFC Bank Ltd
HSBC
HSBC Bank Oman Saog

I

ICICI Bank Ltd
IDBI Ltd
Indian Bank
Indian Overseas Bank
Indusind Bank Ltd
Industrial and Commercial Bank of China Ltd
ING Vysya Bank Ltd

J

Jalgaon Janata Sahkari Bank Ltd
Jankalyan Sahakari Bank Ltd
Janata Sahakari Bank Ltd (Pune)
Janaseva Sahakari Bank Ltd (Pune)
Janaseva Sahakari Bank (Borivli) Ltd
JP Morgan Chase Bank NA

K

Kallappanna Awade Ich Janata S Bank
Kapole Cooperative Bank
Karnataka Bank Ltd
Karnataka Vikas Grameena Bank
Karur Vysya Bank
Kerala Gramin Bank
Kotak Mahindra Bank
Kurmanchal Nagar Sahkari Bank Ltd

M

Mahanagar Cooperative Bank Ltd
Maharastra State Cooperative Bank
Mashreq Bank
Mizuho Corporate Bank Ltd
Mumbai District Central Co-Op Bank Ltd

N

Nagar Urban Co-Operative Bank
Nagpur Nagrik Sahakari Bank Ltd
National Australia Bank
New India Cooperative Ban Ltd
NKGSB Cooperative Bank Ltd
North Malabar Gramin Bank
Nutan Nagarik Sahakari Bank Ltd

O

Oman International Bank
Oriental Bank of Commerce

P

Prathama Bank
Pragathi Krishna Gramin Bank
Prime Co-Operative Bank Ltd
Punjab and Maharashtra Cooperative Bank Ltd
Punjab and Sind Bank
Punjab National Bank

R

Rabobank International (CCRB)
Rajkot Nagarik Sahakari Bank Ltd
Rajgurunagar Sahakari Bank Ltd
Reserve Bank of India

S

SBER Bank
Shinhan Bank
Shikshak Sahakari Bank Ltd
Shri Chhatrapati Rajarshi Shahu Urban Co-Op Bank Ltd
Societe Generale
Solapur Janata Sahkari Bank Ltd, Solapur
South Indian Bank
Standard Chartered Bank
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of India
State Bank of Mauritius Ltd
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
Sumitomo Mitsui Banking Corporation
Syndicate Bank

T

Tamil Nadu Mercantile Bank
Thane Bharat Sahakari Bank Ltd
The A.P. Mahesh Co-Op Urban Bank Ltd
The Akola Janata Commercial Cooperative Bank
The Andhra Pradesh State Coop Bank Ltd
The Ahmedabad Merc. Cooperative Bank
The Bank of Nova Scotia
The Bharat Cooperative Bank Ltd
The Cosmos Cooperative Bank Ltd
The Delhi State Cooperative Bank Ltd
The Federal Bank Ltd
The Gadchiroli District Central Cooperative Bank Ltd
The Greater Bombay Co-operative Bank Ltd
The Gujarat State Co-Operative Bank Ltd
The Jalgaon Peoples Co-Op Bank
The Jammu and Kashmir Bank
The Karad Urban Co-op Bank Ltd
The Kalupur Commercial Cooperative Bank
The Karnataka State Apex Cooperative Bank Ltd
The Kalyan Janata Sahakari Bank Ltd
The Kangra Central Cooperative Bank Ltd
The Kangra Cooperative Bank Ltd
The Lakshmi Vilas Bank
The Mehsana Urban Cooperative Bank Ltd
The Municipal Co Operative Bank Ltd, Mumbai
The Nasik Merchants Co-Op Bank Ltd
The Nainital Bank Ltd
The Rajasthan State Cooperative Bank Ltd
The Ratnakar Bank Ltd
The Royal Bank of Scotland N.V.
The Saraswat Cooperative Bank Ltd
The Sahebrao Deshmukh Co-Op. Bank Ltd
The Seva Vikas Co-Operative Bank Ltd (SVB)
The Shamrao Vithal Cooperative Bank Ltd
The Surat District Co Operative Bank Ltd
The Surat Peoples Co-Op Bank Ltd
The Sutex Cooperative Bank
The Tamilnadu State Apex Cooperative Bank
The Thane Janata Sahakari Bank Ltd
The Thane District Central Co-Op Bank Ltd
The Varachha Co-Op. Bank Ltd
The Vishweshwar Sahakari Bank Ltd., Pune
The West Bengal State Cooperative Bank Ltd
The Zoroastrian Cooperative Bank Limited
Tumkur Grain Merchants Cooperative Bank Ltd

U

UCO Bank
Union Bank of India
United Bank of India
United Overseas Bank

V

Vasai Vikas Sahakari Bank Ltd
Vijaya Bank

W

Westpac Banking Corporation
Woori Bank

Y

Yes Bank Ltd

Zila Sahkari Bank Ltd Ghaziabad