Jammu and Kashmir Bank Ltd. Fd Interest Rates

Jammu and Kashmir Bank Ltd. Fd Interest Rates

J&K Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the J&K Bank fixed deposit interest rate and making the decisions is now very easy.

Jammu & Kashmir Bank Interest Rates for Domestic Term Deposits Less than Rs.2 Crore

The latest interest rates for Jammu & Kashmir Bank for domestic term deposits less than Rs.2 crore are given below:

Tenure Interest Rates for General Public (p.a.) Interest Rates for Senior Citizens (p.a.)
7 to 30 days 3.00% 3.50%
31 to 45 days 3.50% 4.00%
46 to 90 days 4.50% 5.00%
91 to 180 days 4.50% 5.00%
181 to 270 days 5.50% 6.00%
271 days to less than 1 year 6.00% 6.50%
1 Year to less than 2 years 7.10% 7.60%
2 years to less than 3 years 7.00% 7.50%
3 years to less than 5 years 6.50% 7.00%
5 years to less than 10 years 6.50% 7.00%

Note: These rates are effective from 11 May 2023 and can be changed as per Bank’s rules and regulations.

Jammu & Kashmir Bank Interest Rates for Withdrawable Term Deposits Above Rs.2 Crore to Rs.5 crore

The latest interest rates for Jammu & Kashmir Bank for withdrawable term deposits above Rs.2 crore to Rs.5 crore are given below:

Maturity Period Interest Rates for General Public (p.a.)
7 days to 30 days 4.50%
31 days to 45 days 4.50%
46 days to 90 days 5.00%
91 days to 180 days 5.50%
181 days to 270 days 6.25%
271 days to less than 1 Year 6.25%
1 Year to less than 2 years 7.00%
2 years to less than 3 years 6.50%
3 years to less than 5 years 6.25%
5 years to less than 10 years 6.00%

Note: The interest rates are effective since 11 May 2023 and can be changed as per Bank’s rules and regulations.

  • Domestic Term of Senior Citizens of over 60 years of age shall continue to earn additional interest rate of 0.50% across all maturities in this segment.

Jammu & Kashmir Bank Interest Rates for Non-Withdrawable Term Deposits Above Rs.2 Crore to Rs.5 crore

The latest interest rates for Jammu & Kashmir Bank for non-withdrawable term deposits above Rs.2 crore to Rs.5 crore are given below:

Tenure Interest Rates  for Rs 2.00 Crs to Rs 2.50 Crs (p.a.) Interest Rates for above Rs 2.50 Crs to less than Rs 5.00 Crs
91 days to 180 days 5.60% 5.60%
181 days to 270 days 6.10% 6.10%
271 days to less than 1 year 6.10% 6.35%
1 year to less than 2 years 6.85-7.10% 7.10%
2 year to less than 3 years 6.60% 6.60%

Note: These interest rates are effective since 11 February 2023 and can be changed as per Bank’s rules and regulations.

Jammu & Kashmir Bank Interest Rates for NRO Deposits Less Than Rs.2 Crore

The latest interest rates for Jammu & Kashmir Bank for NRO deposits less than Rs.2 crore are given below:

Tenure Interest Rates (p.a.)
7 to 30 days 3.00%
31 to 45 days 3.50%
46 to 90 days 4.50%
91 days to 180 days 4.50%
181 days to 270 days 5.50%
271 days to less than 1 Year 6.00%
1 Year to less than 2 years 7.10%
2 years to less than 3 years 7.00%
3 years to less than 5 years 6.50%
5 years to less than 10 years 6.50%

Note: These interest rates are effective from 11 April 2023 and can be changed as per the bank’s rules and regulations.

Jammu & Kashmir Bank Interest Rates for NRE Deposits Less Than Rs.2 Crore

The latest interest rates for Jammu & Kashmir Bank for NRE deposits less than Rs.2 crore are given below:

Tenure Interest Rates (p.a.)
1 Year to less than 2 years 7.10%
2 years to less than 3 years 7.00%
3 years to less than 5 years 6.50%
5 years to less than 10 years 6.50%

Note: These interest rates are effective from 11 April 2023 and can be changed as per the bank’s rules and regulations.

Jammu & Kashmir Bank FCNR Deposit Rates

The latest Jammu & Kashmir Bank for FCNR deposit rates are given below:

 FCY 1 year to less than 2 years 2 years to less than 3 years 3 years to less than 4 years 4 years to less than 5 years 5 years only
USD 5.10 4.7 4.20 4.20 4.20
GBP 3.80 3.30 3.10 3.10 3.10
EUR 0.45 0.45 0.40 0.40 0.40
JPY * 0.00 0.00 0.00 0.00 0.00
CAD* 3.00 3.00 3.25 0.00 0.00
AUD* 3.10 3.10 3.20 0.00 0.00

Note: These rates are applicable from 11 May 2023.

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